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Started by Zombie McJesus at 07-22-2009 12:25 AM. Topic has 71 replies.
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   07-22-2009, 12:25 AM
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Account Management/Credit card/Phishing FAQ
I felt compelled to make an FAQ seeing as there was nothing on the forums covering many basic account functions and billing functions. Hope this helps. This guide ranges from removing your credit card to graduate your account to phishing awareness.

Table of Contents:
  1. How to remove a credit card from your account
  2. How to cancel your Live membership
  3. How to turn off automatic renewal of your Xbox Live membership
  4. How to graduate your account
  5. How to change your Windows Live ID
  6. Phishing FAQ & Account Security

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1. How to remove a credit card from your account

With a recent update, removing a credit card has become an easy process.

Instructions:
NOTE: If you try to remove a credit card which is currently being used as a payment option, it will not let you remove it. First you will have to cancel the subscription the payment option is paying for. Refer to part 2.

ALSO:  Disabling auto-renewal will not allow you to remove a payment option.  You will need to wait until your subscription term ends before you can remove a payment option associated with your subscription.
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2. How to cancel your Live membership

To cancel your Xbox Live Gold membership, you need to contact Xbox Support in your region and have them remove it for you.

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3. How to turn off automatic renewal of your Live subscription

When you buy Xbox Live Gold with a credit card, automatically added is an automatic renewal function which pays for your Xbox Live Gold subscription when it runs out via credit card/payment option.

To cancel your automatic renewal, you need to contact Xbox Support in your region and have them remove it for you.

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4. How to graduate your account/promote child account

If you are below 18 years of age, there are certain items on the Xbox Live marketplace you are restricted to download, including but not limited to free M-rated content in the form of videos, themes, demos, gamerpics, etc... You also don't get advertisements on the Xbox Dashboard.

When you turn 18 years of age, you can promote your account so you have access to all of the above.

Instructions:
  • On the My Xbox area of the dashboard, press A on the profile block (with your avatar). ->
  • Select Manage Account ->
  • Select Promote Child Account
  • Follow the on-screen instructions to complete the process
NOTE: You need a credit card to successfully promote your account.

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5. How to change your Windows Live ID

You can change the Windows Live ID associated with your Xbox Live gamertag using the tool on the dashboard. What this means is that it changes the e-mail address used to sign into your gamertag on xbox.com, bungie.net, forzamotorsport.net and other Xbox Live affiliated websites, and it transfers the Microsoft Points on your account to your new appointed Windows Live ID.

To make a new Windows Live ID, go to http://windowslive.com or http://account.live.com and sign up.

Instructions:
  • On the My Xbox area of the dashboard, press A on the profile block (with your avatar). ->
  • Go to Manage Account ->
  • Select Windows Live ID ->
  • Select Change Windows Live ID
  • Sign in with your current Windows Live ID associated with your gamertag, then enter the one you wish to change it to when prompted, and follow the rest of the on-screen instructions.
Partial credit to Syncstorm

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6. Account Security and Phishing FAQ

I've added this section because safety of your account is extremely important and there are many people trying to access people's gamertags through methods of phishing, and with valuable information on your account like credit card number, it's something absolutely important in protecting.

Remember, your account is your responsibility.

Account Sharing
  • Account sharing is a common way of losing your account. By sharing your Windows Live ID credentials you're putting your account at risk. Make sure to keep your password secret, even with your family and friends. Any risk of someone knowing your password is a risk regardless. Be careful.
Phishing Scams
  • Phishing (pronounced fishing) is a very common form of scamming people. It's a way of tricking people into giving their login credentials, usually by imitating a trusted site, or by promising a reward in exchange for your credentials. You may be phished through:

        - An e-mail imitating one from Xbox or Microsoft.
        - A site designed to look like xbox.com, bungie.net, forzamotorsport.net or any other site which requires your Windows Live ID credentials. These often have free domains.
        - A site promising free Microsoft Points, or Live Subscriptions, or generally anything that Microsoft or its affiliates charge for. These often have free domains.
        - A message from Xbox Live that may come from someone on your friends list with a link to a website.

  • Regardless of how you may be phished, it's most important to keep your password to yourself.
Gamerscore/In-game Level Boosting Sites
  • Any site proposing a way to increase your gamerscore or in-game rank, asking for your WLID credentials may (and more than likely will) put your account at risk. Typically, they ask for your credentials and say they can get your GS/rank up to [insert level here] in no time! Don't give in. To add insult to an already bad injury, some of these sites may ask for payment in exchange for boosting your rank/score. This may lead to you being down on money, and your account. Don't risk it. These sites which are not affiliated with Microsoft should not be trusted.
Social Engineering
  • Social Engineering is a way of finding certain information about a person, which can be found in seamingly meaningless conversation, but can be used to gain your personal info and WLID credentials. Once the phisher has enough info about you, they can use the info to pose as you and attempt to gain access to your account. Again, be sure to keep all personal information to yourself, and only enter it to Microsoft-based sites when prompted.

  • To avoid being a victim and to keep your profile safe:

        - Don't enter your first and last name on your profile and tell people what they are over Xbox Live.
        - Don't put your home address on your Xbox Live profile or give it out on the internet.
        - Don't give your Windows Live ID to people that may email you that you do not know, and don't give it out over Xbox Live with people you do not trust completely.
        - Your job is your business. Keep responses about your career brief, or vague. Do not provide specifics about where you work or who you work for as this information can lead to locating more information about you. Do not put your employer in your Xbox profile.
        - Be wary of anyone asking you for information about yourself that doesn't have a need for the information.

  • Also, to keep your Windows Live ID safe:
     
     
    - Microsoft and Xbox will never ask you for your Windows Live ID password in email, Instant Messaging or over the phone. Enter your Windows Live ID password only at known Microsoft sites or through the Xbox console.
Reporting a Phishing Scam
What To Do If You Suspect You're a Victim of Phishing
  • Change the passwords on all your online accounts.
  • Check your credit card/bank statements to see if your credit card has been accessed.
  • If your account has been stolen for sure, to attempt to get your account back, as well as contacting your credit card/bank corp. if you have a credit card attached, contact Xbox Support about the incident.
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Thus concludes this FAQ. Please check out the other helpful links to follow. I hope this will prevent possible phishing scams, and keep them down.

Other Helpful links:

desynch's minion #000002
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   07-22-2009, 12:28 AM
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Re: Account Management/Phishing FAQ
Good FAQ.

There is also a Phishing FAQ here.


Neurosis is the inability to tolerate ambiguity.
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   07-22-2009, 12:32 AM
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Re: Account Management/Phishing FAQ
Added to the helpful links. Smile [:)]

I made this one, however, 'cause I felt there was a lot to expand on.

desynch's minion #000002
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   07-22-2009, 12:34 AM
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Re: Account Management/Phishing FAQ
This and this are useful links too.

Neurosis is the inability to tolerate ambiguity.
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   07-22-2009, 12:39 AM
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Re: Account Management/Phishing FAQ
Too late for me to edit, maybe a moderator can edit those in. Thanks for mentioning those WILK0.


desynch's minion #000002
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   07-22-2009, 4:04 AM
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Re: Account Management/Phishing FAQ
Very informative, thanks for putting this together. Yes [Y]

Previous Bungie Favorite

www.TheOriginalGathering.com
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   07-22-2009, 2:45 PM
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Re: Account Management/Phishing FAQ
Nice thread brahhh. Yes [Y]

Tact Nukes are too Easy
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   07-23-2009, 12:02 AM
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Re: Account Management/Phishing FAQ
I think that this needs to be read, and understood, ready, here we go....

NOTE: If you try to cancel a credit card which is currently being used as a payment option, it will not let you remove it. First you will have to cancel the subscription the payment option is paying for. Refer to part 2.

ALSO: The credit card cannot be removed if the automatic renewal option is activated. Refer to part 3.



Those points are often misunderstood Wink [;)]

This post is provided "as is", and confers no rights

GamerchiX Husband
DNA
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   07-24-2009, 2:02 AM
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Re: Account Management/Phishing FAQ
im having problems im eighteen and i cant
modify my account
it doesnt say upgrade and
when i try to get an m rated demo
like xmen origins it says i dont
have the privileges
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   07-24-2009, 2:12 AM
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Re: Account Management/Phishing FAQ
 Trey OfThe Void wrote:
im having problems im eighteen and i cant
modify my account
it doesnt say upgrade and
when i try to get an m rated demo
like xmen origins it says i dont
have the privileges
Did you use the correct birth date when you created you account?

Tact Nukes are too Easy
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   07-24-2009, 2:22 AM
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Re: Account Management/Phishing FAQ
i think so
but it wouldn't let me
see
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   07-24-2009, 2:29 AM
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Re: Account Management/Phishing FAQ
 Trey OfThe Void wrote:
i think so
but it wouldn't let me
see
Try this :)

Tact Nukes are too Easy
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   07-24-2009, 2:33 AM
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Re: Account Management/Phishing FAQ
With the NXE if all the account information is correct the profile should automatically promote itself from a childs account.

@ Alpha Warfare, nice FAQ buddy, some really good info here Yes [Y] keep it up :)

WĦo DaRεs W!ηs

Can I change my Gamertag for Free?
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   07-24-2009, 2:42 AM
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Re: Account Management/Phishing FAQ
Scratch that Trey, try going to the windows live website. sign in there. Click on your name, go to that page and should be able change it..  I don't know if this will change your Xbox Live account. Good luck though.

Tact Nukes are too Easy
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   07-24-2009, 2:58 AM
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Re: Account Management/Phishing FAQ
nothing is working i try changing the profile but
it wont work
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   07-24-2009, 3:04 AM
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Re: Account Management/Phishing FAQ
 Trey OfThe Void wrote:
nothing is working i try changing the profile but
it wont work


Have you tried changing the email which is linked to the gamertag? One with the right credentials ?

WĦo DaRεs W!ηs

Can I change my Gamertag for Free?
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   07-24-2009, 3:59 AM
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Re: Account Management/Phishing FAQ
yep even though im online
when i try to change it
it says can't connect try back later
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   07-24-2009, 12:31 PM
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Re: Account Management/Phishing FAQ
 Trey OfThe Void wrote:
yep even though im online
when i try to change it
it says can't connect try back later


Where abouts did you check to upgrade your accont on your console ?

WĦo DaRεs W!ηs

Can I change my Gamertag for Free?
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   07-24-2009, 2:19 PM
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Re: Account Management/Phishing FAQ
it doesn't give me that option
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   07-26-2009, 11:38 PM
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Re: Account Management/Phishing FAQ
 Trey OfThe Void wrote:
nothing is working i try changing the profile but
it wont work
When you logged into account.live.com, did your date of birth originally indicate you were 18, or was it set incorrectly?

desynch's minion #000002
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   08-01-2009, 1:18 AM
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Re: Account Management/Credit card/Phishing FAQ

My son's gamertag has been stolen and he talked to the guy live at a friends house, guy said sorry but that's how he plays.  support says it van take 3 weeks to investigate.  I would like to know why it would take that long.  Please let me know who I can actual call as a parent to report this problem.  I pay for this account and would like it handled immediatly. my sons gamer tag  is ilovemyhotbod. 
thank you
hotbods mom

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   08-01-2009, 1:29 AM
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Re: Account Management/Credit card/Phishing FAQ
 hotbodsmom wrote:

My son's gamertag has been stolen and he talked to the guy live at a friends house, guy said sorry but that's how he plays.  support says it van take 3 weeks to investigate.  I would like to know why it would take that long.  Please let me know who I can actual call as a parent to report this problem.  I pay for this account and would like it handled immediatly. my sons gamer tag  is ilovemyhotbod. 
thank you
hotbods mom

Sorry, Xbox Support are the only people to handle the situation.

desynch's minion #000002
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   08-09-2009, 6:09 AM
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Re: Account Management/Credit card/Phishing FAQ
So that means I BEING auto charged for xbox live??? i used my card once and now i noticed i was charged 7.99 without my knowing????
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   08-09-2009, 11:16 AM
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Re: Account Management/Credit card/Phishing FAQ

If you had accepted the following terms of use while creating or renewing your subscription then yes this is a month-to-month autorenewal.

 

Month-to-Month

$7.99

Welcome to the future of gaming and online entertainment. As a new Xbox LIVE® Gold member, you will enjoy access to demos, trailers, downloads, tournaments, friends, and your gamertag, your unique digital identity. For only $7.99 plus applicable taxes per month, your monthly Xbox LIVE Gold Membership gives you all the rewards, privileges, and possibilities that come with being a Gold member. Your membership will automatically renew to a monthly membership at the then current price, unless you change your renewal or cancel before your membership ends. Pricing details can be viewed in the Account Management area of your gamer profile. For information about changing or canceling your membership and your membership refund policy, go to www.xbox.com/live/accounts.


cuiusvis hominis est errare, errare humanum est...
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   08-10-2009, 2:41 AM
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Re: Account Management/Credit card/Phishing FAQ
I've got a question on this topic as well. I was recently a victim of account hacking/phishing of some sort (how dumb, I know), and I've reported this to xbox. The incident has put me in a negative bank balance, which is causing me to incur daily insufficient fees funds from my bank, who won't cancel/refund the charges until the refund from Xbox posts. My question is, how long will it take for xbox to investigate and refund the charges? I have not received any of the emails they have said I would regarding updates, and when I've called to inquire about the status I have been told that it is still "pending." I of course expect that it would not have happened immediately, but it has been near a week since I first reported this.
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   08-10-2009, 6:21 AM
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Re: Account Management/Credit card/Phishing FAQ
i thought i'd swing by and advise all of you about 2 fake login websites i found while browsing, if possible escalate to close website if possible since it looks to be the most frequent reason customers get their account hacked, microsoft should place big warnings in red letters letting all the players around know that xbox live nor microsoft offer free microsoft points. these are the websites


http://www.1000msp.tk/

http://3200msp.uuuq.com/


thanks for your time if i find any more i will do my est to keep posting them here or if there could be a thread started regarding this issue
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   08-10-2009, 6:27 AM
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Re: Account Management/Credit card/Phishing FAQ
 The Only Player wrote:
i thought i'd swing by and advise all of you about 2 fake login websites i found while browsing, if possible escalate to close website if possible since it looks to be the most frequent reason customers get their account hacked, microsoft should place big warnings in red letters letting all the players around know that xbox live nor microsoft offer free microsoft points. these are the websites

[Snip!]


thanks for your time if i find any more i will do my est to keep posting them here or if there could be a thread started regarding this issue
While I appreciate it and understand your heart was in the right place, still posting the names of the sites is a bad idea.


For future reference, if you want to rid of phishing sites, send an email to phisherhunter@yahoo.com

Link


desynch's minion #000002
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   08-10-2009, 9:10 AM
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Re: Account Management/Credit card/Phishing FAQ

I tried to renew my account with a credit card and  the payment could not be authorised so i tried ten times cause i now the credit card works and finally it works after changing some things and i look at my online banking and they charge me $2 for every time i tried and failed. Can i get this money back?

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   08-10-2009, 7:02 PM
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Re: Account Management/Credit card/Phishing FAQ
 I 2die4 I wrote:

I tried to renew my account with a credit card and  the payment could not be authorised so i tried ten times cause i now the credit card works and finally it works after changing some things and i look at my online banking and they charge me $2 for every time i tried and failed. Can i get this money back?

I believe this is something you'll have to take up with the bank. Unfortunately I'm not 100% sure.

desynch's minion #000002
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   08-10-2009, 10:29 PM
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Re: Account Management/Credit card/Phishing FAQ

This money will be refunded within 3-30 days.


cuiusvis hominis est errare, errare humanum est...
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