Very odd that your armor is only over 200 yet you don't seem to be endangered by anything... It took me getting it up to around 400+ to finally be able to say almost nothing in the game hurts me. (Besides those damn Ancient Dragons and a few other enemies... How it doesn't almost wipe out all of your health is beyond me with a single blast of its shout, especially with that low of an armor rating)
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It's quite obvious what perks/skills are insanely overpowered when used together so. Don't use those. And that includes Conjuration (Not Necromancy though, just the Conjured Elementals/Dremora Lord), Smithing, Enchanting for starters.
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What I plan on doing to increase the difficulty myself for my next playthrough is to NEVER have a follower besides quest related ones, no looting enemies (Just chests), to avoid Smithing I'll never make anything and only purchase items, no potions EVER, only eat food to replenish stuff, etc. I'll keep it relatively simple so I don't forget them, but it shouldn't be that hard. I also may only use items I get from enemies (Like use use, not just pick up to sell) and from other loot so I'm not able to get a god-tier weapon from a shop.
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Basically with games like this you have to rely on mods (for the PC, we don't get those) or implementing your own rules. It's how I had to play Fallout 3/New Vegas so.
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I'd say bump up the difficulty as it makes the enemies damage output much higher (I'm very skeptical about only 200 armor and nothing hurting you) and implementing your own specific rule set.
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It sucks, but games these days are just all catered towards the casual player with no challenge for anyone who's even halfway decent at a videogame. I'm going to finish out my current character with the main quest and get all of those insanely overpowered items and mess around with that save, but my next one will be MUCH more difficult.
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Or I may just repurchase the game for PC after some decent mods come out... They really can make the game 10 times better for the more "hardcore" type of players and make the game run much better as well.
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It all depends on if I decide to pick up a new PC when I get my Income Taxes!